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UPI Logo

Unified Payments Interface (UPI) is a digital payment system by NPCI that allows instant, secure, 24/7 money transfers between bank accounts via a mobile app. Users create a unique UPI ID, link multiple bank accounts, and set a PIN for secure transactions. With minimal details, such as a Virtual Payment Address (VPA), users can send and receive funds quickly. UPI is widely used for personal and business payments and supports QR codes and online purchases. Major apps include BHIM, Google Pay, PhonePe, and Paytm. The UPI logo, featuring the Indian tricolor and an arrow symbolizing speed, is regulated by NPCI.