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Capital First Logo

Capital First was an Indian non-banking financial company (NBFC) specializing in consumer and small business financing. Founded in 2012 by V. Vaidyanathan, the company focused on providing accessible credit to underserved segments, including individuals, MSMEs (Micro, Small, and Medium Enterprises), and small entrepreneurs. Capital First offered diverse financial products, such as personal loans, business loans, consumer durable loans, and two-wheeler loans, with flexible terms that helped promote financial inclusion. In 2018, Capital First merged with IDFC Bank to form IDFC FIRST Bank, combining Capital First's retail financing expertise with IDFC Bank’s banking capabilities to provide a full range of financial services. IDFC FIRST Bank continues to build on Capital First's mission of supporting individuals and businesses with affordable and accessible credit options, alongside a suite of retail and corporate banking solutions, including savings accounts, loans, and digital banking services.